Of late, I have been approached by several servicers for updates on mold problems, their remediation, and current movements in the legislative and judicial arenas.

To that end, I have had the varieties of information and current data from our hazard claims recovery department consolidated so as to provide a more comprehensive update on this pressing concern.

Linked into this alert below are the following:

1. A brief legislative update on the states that have passed mold related legislation or regulatory compliance decisions regarding mold coverage.

2. A brief mold case law summary of known decisions regarding mold remediation, related health concerns and the admissibility of evidence regarding same.

3. An article I wrote for the January edition of the USFN Report on preservation issues in mold remediation.

4.  A sample mold disclosure form currently being considered by a servicer in REO sales.

5. A copy of the mold remediation memorandum sent to Safeguard's contractors by the Hazard Insurance Claims Recovery Manager on how to recognize mold problems at properties.