1	Safeguard Properties A Working Partnership with Code Enforcement Officials
2	Safeguard as a Services Provider Safeguard is a National service provider that maintains vacant properties on behalf of our clients when a loan goes into default. Our clients are national lenders and loan servicers who rely on Safeguard to proactively act on their behalf to preserve the value of real estate that is the collateral for the unpaid debt. At a minimum, Safeguard provides the following “field services”: Monthly on-site inspections that verify occupancy status and property condition Initial securing of the property once it is determined to be vacant Removal of exterior debris for cleanliness, safety, and code compliance On-going maintenance of the yard, lawn, and landscaping
3	Our Shared Mission Property and Community Preservation Safeguard is dedicated to our mission of preserving properties and maintaining neighborhoods in the interests of our clients and in support of local code enforcement officials Benefits to Mortgage Servicers… Protects their mortgage collateral from damage or destruction Preserves the mortgage holder’s and its investor’s financial and legal interests in the property Prevents potential code violations, avoiding costly citations or fines and the loss of good will Benefits to City Code Enforcement Officials… Prevents decreases in neighborhood property values as a result of property deterioration Ensures timely compliance with local code requirements Protects neighborhoods from nuisances, vandals, and other dangers associated with vacant properties
4	Communication is Crucial
5	Safeguard Code Violations Department
6	Addressing Code Issues
7	Violation Acknowledgement Stickers
8	Web Site Monitoring City web sites are monitored weekly, monthly, or quarterly depending on how often the site is updated. When a Client property is found on a city list, we notify our contact immediately. Concurrently, the city is contacted to determine whether the property is still in violation and to obtain detailed information about actions needed to ensure compliance. We ask that the city keep Safeguard informed about any adverse changes in the property’s status. Follow up continues with code enforcement departments to ensure that complete resolution is achieved and maintained.
9	Communicating with the Industry
10	Update Industry Initiatives Safeguard releases regular updates to clients, contractors, and code enforcement contacts regarding new or existing industry initiatives to address vacant blight and violation issues. Recent releases include: Vacant Property Registration Ordinance – Safeguard has been working to compile information regarding registration ordinances that are being enforced throughout the Country in order to assist our clients in complying with their requirements Artistic Boarding Securing II – Safeguard is actively involved in identifying and refining new board-up procedures to comply with local ordinances for the purpose of reducing the negative aesthetic effects of traditional boarding on the surrounding neighborhood. Vacant Blight and Code Enforcement Industry Working Group – Safeguard has proactively worked to open the lines of communication between loan servicers and City Officials. We continue to urge members of both groups to provide their contact information so that they can be included on industry conference calls and involved with the networking sessions that address industry best-practices. Servicer contact information is available by clicking on the following link: Servicer Contact Spreadsheet
11	Contact Safeguard